May 16, 2025

Great incentives, accessible financing options, and convenience are three of the main reasons financing a car through your GMC dealership is a fantastic idea. These aren’t the only reasons that it’s a great option for lots of people, so let’s take a look at a few in detail.

Read more: 5 Reasons to Finance Your 2025 Next Vehicle at Kyle Edwards GMC Dealership in Muskogee, OK

1. It’s More Convenient Than Other Financing Options

If you don’t like shopping around for loans, then getting one through the dealership is a great idea. The dealership does the shopping around for you, as dealerships send your loan application to several lenders to get you different offers. This can be a highly convenient option for busy people.

2. It Has Great Incentives Available

GMC sometimes runs promotional offers allowing people to get a low-interest car loan. These loans can be a great way to save money, as the interest rates tend to be a lot lower than the national average interest rate of car loans. If you have a great credit score, then there’s an excellent chance you’ll qualify for one of these low-interest loans through the dealership.

3. It Lets People with Poor Credit Buy a New Car

Getting a loan through a bank or even a credit union isn’t an option for everybody. If your credit isn’t in good shape, then loans typically become less accessible. Dealerships work with a wide range of lenders to help as many people as possible buy the new car they need. The lenders that dealerships work with frequently let people with poor credit get financing for a new car.

4. It Doesn’t Limit Your Choices

When you go to the GMC dealer, you can pick any 2025 model that you can afford. Your budget is the only thing that limits your choices. Other lenders may place more limitations on you. Some lenders only work with specific dealerships, so anybody getting a loan through that lender will need to pick a vehicle from one of the dealerships they work with. Those dealers may not have any 2025 GMC models available.

5. It Gets You a Loan Fast

Dealerships often work faster than other lenders. When you apply for a loan through the dealership, you might be approved on the same day, get your funds, and be driving home in your new car within hours. It may take longer to be approved for a loan with a bank or credit union. If your application is approved on the day you apply, there may be several days of processing time before you get the funds to buy your new vehicle.

Get your car financing through Kyle Edwards GMC in Muskogee, OK. Visit our website to fill out our credit application today.